Home Loans

  • 1

    CAN I GET MY HOUSE FINANCED?

    Yes. All the projects by Shubham hold clear titles and are approved by all leading banks and financial institutions.
  • 2

    HOW MUCH LOAN CAN I AVAIL?

    You can avail a maximum loan of 80% of the agreement value. However, your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at sole discretion of the bank
  • 3

    WHAT IS THE TERM FOR LOAN OFFERED BY THE BANKS?

    Banks and financial institutions usually offer loans for a term of 10-25 years.
  • 4

    WHAT ARE THE DOCUMENTS REQUIRED FOR AVAILING HOME LOAN?

    Basic documents:
    • Completely filled application form with photograph
    • Photo-identity proof
    • Residence address proof
    • Signature verification proof
    • Age proof
    • Fee cheque
    For salaried applicants:
    • Salary slip of past 3 months
    • Form no. 16
    • Repayment track record of existing loans or loan closure letter
    • Bank statement for past 6 months from salary account
    For self-employed applicants:
    • A brief introduction of your business/profession
    • Photo-identity proof, residence address proof, signature verification statement for all chief business partners/directors
    • Repayment track record of existing loans or loan closure letter
    • Board resolution in case of a company
    • Proof of existence of the company
    • Office address proof
    • Income Tax Return / Computation of Total Income / Auditor's Report / Balance Sheet / Profit & Loss
    • Account certified by Chartered Accountant for past 2 years (business and personal accounts of partners/directors)